Funeral Insurance

Note: Let’s Insure Funeral Insurance is currently unavailable to new applicants.

If you have a current Funeral Insurance Policy, there will be no change to the terms or benefits and obligations under your policy, provided it is kept in force. Our Customer Care team is happy to assist with any questions you may have. Call us on 1300 499 499 (Monday – Friday, 9am to 5pm) or email customercare@letsinsure.com.au.

It’s a difficult time when a loved one passes away, both emotionally and financially. That’s why we offer easy to get funeral insurance, to help ease the financial worry. Funeral insurance is designed to pay a lump sum benefit quickly to your beneficiaries, so the money is on hand to help arrange a funeral and meet final expenses such as unpaid bills and outstanding loans when the time comes.

Why choose Let’s Insure Funeral Insurance?

Lump sum payment – you can choose a payout of up to $15,000 to help your family pay for your funeral and other final expenses
Easy to get – no health questions, medicals or blood tests
Guaranteed policy acceptance – provided you're an Australian resident aged between 18 and 75
Fixed Premiums – your premiums don’t increase because of your age, making budgeting easier
Early Cash Payout – you’ll receive an early Cash Payout of 100% of your Funeral (and Household Expenses Cover if applicable) Benefit Amount at age 85
Protect your whole family – our Family cover can include your Partner and/or any dependent children and/or any of your relatives
Fast claims payment – usually within 5 business days of receiving completed paperwork, so the money is there when it’s needed
Worldwide coverage – you’re covered 24 hours a day, 7 days a week, anywhere in the world

$5,000 cover from just 80 cents a day*

* Based on a female non-smoker, aged 50.

Optional extras

Our Funeral Insurance provides cover for your funeral and other final expenses, and for greater peace of mind and added value, you can also add a range of optional extras to your cover.

Household Expenses Cover of $500 a month for up to 12 months to help your family with monthly expenses such as groceries and bills
Accidental Death Cover which pays an added benefit equal to three times your Funeral Benefit Amount if your death is the direct result of an accident
Accidental Serious Injury Cover which pays an added benefit equal to two times your Funeral Benefit Amount if you suffer an Accidental Serious Injury which is of a permanent and disabling nature.

Protection for your whole family

To give you an extra level of comfort, you can apply for a Single Policy or a Family Policy, which includes your Partner and/or any of your or your Partner’s dependent children, and/or any of your relatives. The level of cover for each Life Insured and Insured Child will be shown in your Policy Schedule.

Things you should know

Before taking out a Funeral Insurance Policy, it is important to make sure you understand exactly what is covered, including when we will not pay a benefit. We will not pay a Funeral Insurance or Household Expenses benefit if the death of a Life Insured or Insured Child occurs within the first 12 months of the Policy and is not as a result of an Accident. This 12-month limitation also applies if you make changes to your Policy, reinstate your Policy after being cancelled or add additional lives to your Policy.

If you select the Accidental Serious Injury option, further exclusions do apply. Simply refer to the relevant Product Disclosure Statement for a detailed explanation of what they are.