Easy Life Insurance

Note: Let’s Insure Easy Life Insurance is currently unavailable to new applicants.

If you have a current Easy Life Insurance Policy (taken out before 1 March 2018), there will be no change to the terms or benefits and obligations under your policy, provided it is kept in force. Our Customer Care team are happy to assist with any questions you may have. Call us on 1300 499 499 (Monday – Friday, 9am to 5pm) or email customercare@letsinsure.com.au.

 

About Easy Life Insurance

If the worst were to happen, would your family be protected financially? Easy Life Insurance is a flexible and easy way to help protect your family’s financial future.

Easy Life Insurance is guaranteed policy acceptance life insurance, so it’s easy to arrange. It can provide your family with a lump sum payment after your death or if you are diagnosed with a terminal illness. Instead of worrying about household finances and making ends meet, your family can focus on what’s truly important and continue living the life you want for them.

 

The benefits of Easy Life Insurance

• Guaranteed policy acceptance – for all Australian residents aged 18 - 65
• Cover to fit your budget – Choose from $15,000 up to $350,000, to help protect your family’s financial future
• Quick lump sum cash payment to your family
• Joint cover options – to protect your partner too
• Optional Accident and Children’s Cover – available for added peace of mind
• Flexible payment options – make budgeting easy, select the date and frequency of when your premiums are paid
• Automatic cost of living increases – to help your cover keep up with inflation so you maintain its real value
• Worldwide coverage – Let’s Insure Easy Life Insurance cover is worldwide - 24 hours a day, 7 days a week
• Guaranteed renewable for life – As long as your premiums are paid, we’ll renew your cover for life

Plus, you’ll receive a 100% cash payout of your benefit amount on your 85th birthday!

 

What else should I know about Easy Life Insurance?

As policy acceptance is guaranteed with Easy Life Insurance for Australian Residents aged 18-65, there are a few special conditions that apply that you may want to consider before taking out cover.

In the first five years

We will not pay a benefit if you or another life insured dies or has a terminal illness as a direct or indirect result of:

• suicide or self-inflicted injury; or
• a Pre-Existing Medical Condition within the first five years of starting your policy.

Not at any time

We will not pay a benefit if the you or another life insured dies or has a terminal illness at any time directly or indirectly as a result of:

• criminal or illegal acts;
• dangerous occupation or pastime;
• any of the following conditions:
  • HIV infection, hepatitis C, multiple sclerosis, cancer, polycystic kidney disease, familial adenomatous polyposis, huntington’s disease, cystic fibrosis or muscular dystrophy;